| There are many things to consider when owning a | | | | see value in it. |
| dog and insuring health cost is certainly one of them. | | | | If you decide pet insurance is a good idea for your |
| The answer to the question "is dog health insurance | | | | canine than I suggest you make an educated decision |
| right for you" really depends on how you answer | | | | about pet health insurance and get answers to these |
| these two fundamental questions. | | | | very important questions first. |
| | | | - Does the company believe in routine care for your |
| 1. How attached are you to your dogs, are they a part | | | | pet? |
| of your life and are they considered family members? | | | | - Are you limited to a veterinary network or required to |
| 2. Would you be willing to spend whatever it takes to | | | | pre-certify? |
| keep your dog healthy or even alive if some | | | | - Are pre-existing conditions always excluded? |
| unforeseen incident occurred? | | | | - Does the company receive veterinary recognition? |
| It is likely if you answered yes to one of these | | | | - Does the company employ certified and trained |
| questions you most likely answered yes to both. If so | | | | professionals? |
| than you may want to consider health insurance for | | | | - Does the company show stability and how long have |
| your canine companion because veterinary bills usually | | | | they been in business? |
| exceed most pet owner's expectations. | | | | - Are you offered annual policies with clear renewal |
| I personally know several dog breeders that annually | | | | terms? |
| have over 10,000.00 in veterinary bills, so pet insurance | | | | It is important to have a clear understanding of what |
| is a no brainier for these folks. But there are many dog | | | | these companies offer and how well they are |
| owners that have just one or two dogs that may wish | | | | accepted in veterinary medicine before deciding on a |
| to take their chances with out of pocket veterinary | | | | policy. It is a good idea to ask your vet and other pet |
| expenses, and there is nothing wrong with that | | | | owners what companies have a good reputation in |
| approach. On the other hand some of us that have | | | | dog health. Take your time and read what these |
| experienced shocking vet bills are happy to pay a | | | | companies have to offer and pick the best plan for |
| small premium every a month to help with these costs. | | | | you and your family dog. |
| Fortunately the option is available for those of us that | | | | |